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Ownership & Care · 6 minute read
An Eight-Year Protection-Spending Screen
Use ownership time, insurance spending, repaint exposure, and actual Icon price to test proportionality without claiming guaranteed savings.
Annualize the actual price
Dividing the current Icon price by expected ownership years makes the expense easier to compare with other ownership costs.
Insurance is context, not a substitute
Insurance transfers collision, liability, theft, and catastrophe risk. Icon addresses painted-surface protection. The comparison is about protection spending, not equivalent coverage.
Repainting is contingent
A repaint benchmark shows the scale of potential paint-related expense, but not every unprotected vehicle will require a repaint and Icon cannot guarantee that repainting will never be needed.